Live Your
Best Life

with Zo Financial

Apply for your lease

Once approved, go shopping at your favorite stores.

Take your items home

Take your purchases home same day.

Flexible payments over time

schedule your payments around your paydays.

Zo Financial helps
consumers by:


  • Providing EASY monthly payments to purchase the items they need but don’t have the cash on-hand to spend
  • Providing a LOW or NO credit option to purchase the items they need
  • Providing a way to spread out payments over time to ease the impact on the bank account
  • Providing multiple options of payment: 90 Days SAC, Early Buy-Out, and 12-month lease

Zo Financial helps retailers by:


  • Providing a Low/No Credit payment option to consumers that previously could not purchase from them
  • Providing NEW ways for consumers to purchase from retailers
  • Providing the ability to expand business by 10% or more
  • Providing a NO cost way to increase business

about us

Zo Financial is an Alaska-based Lease-to-Own company specializing in providing retailers with creative consumer payment options.

We are a company that values character above all else. We work hard to offer both our retailers and our consumers the best possible experience from every facet of our business. We value helping people grow to achieve greater levels of success that were previously not possible.