ZOFINANCIAL.COM WEBSITE TERMS AND CONDITIONS OF USE

Welcome to our Website.  Please read these Terms and Conditions of Us e (the “Terms “) carefully before continuing on with your use of this Site. These Terms govern your use of the Site and apply to all Internet traffic visiting us on the Site. If you access or use this Site, you are agreeing to abide by these Terms. The Terms are designed to protect visitors to the Site and the integrity of our   systems. Your use of this Site means that you agree to abide by these Terms. IF YOU DO NOT AGREE WITH THESE TERMS, DO NOT CONTINUE TO USE THIS SITE.

Zo Financial (“we,” “us,” or “our”) reserves the right, in its sole discretion, to modify, alter or change these Terms at any time. Such modifications s hall be effective immediately upon posting. By continuing to use this Site after we have posted notice of any changes, you agree to be bound by the revised Terms.

OFFERS

          The offers advertised on this Site may not be available in all states.  All offers are subject to product availability, and some items may have been discontinued or may be out of stock.

APPLICATION

          All applications to lease products are subject to final approval in the home office.  We will notify you as soon as possible after you have submitted your application whether you have been approved.

YOUR OBLIGATIONS

          You agree to use this Site for lawful purposes only.  You must not use this Site for any reason that would constitute a violation of any law, regulation, rule, or ordinance in any jurisdiction where you reside.  You also agree that you will not use the Site for any purpose that is prohibited by the Terms.  You may not use the Site in any manner which could damage, disable, or impair the Site or interfere with any other person’s use of the Site.  An unauthorized use of the Site includes unauthorized entry into our systems, misuse of passwords, or misuse of any information posted on the Site.  You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Site.

          If you pay through the site, it is your responsibility to insure that sufficient funds are available to complete any transactions made at the Site. You agree that you may be charged a returned item fee if funds are not available at the time of the scheduled payment. Check with your financial institution to see if any additional charges will apply to your account. If the Trans action is refused by your financial institution for any reason, you may be charged a fee by us in addition to any fees charged by your financial institution, and your Agreement may not renew. Under the terms of your Agreement, you may be subject to additional late fees if your payment is rejected, reversed or refused by your financial institution.

          While we have no obligation to monitor the site, we may, in our sole discretion, monitor the Site electronically from time to time, and to disclose any information we obtain as necessary or appropriate to satisfy any law, regulation or other governmental request, to operate the Site or to protect our interests or other users of the Site.  Any materials that you upload to the Site may be subject to posted limitations on usage, reproduction, or dissemination.

          Always use caution when giving out any personally identifying information about yourself or your family members to any Site.   All information submitted to us via this Site shall be deemed the property of Zo Financial and we are free to sue that information for any lawful purpose.  We shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by us or as required by law. 

Unauthorized Use Account – If you think your account at the Site has been accessed without your permission, contact us immediately by calling 1-833-719-1096. You should also contact your financial institution.

LIMITATION OF LIABILITY:

          The information, software, products, and services included in or available through the Site may include technical inaccuracies or typographical errors.  Changes are periodically made to the information on the Site.  We may make improvements and changes to the Site at any time.  Advice received via the Site should not be relied upon for personal, medical, legal, or financial decisions.  You should consult an appropriate professional for specific advice tailored to your situation.

          To the maximum extent permitted by all applicable laws, we shall not be liable for any direct, indirect, punitive, incidental, special, or consequential damages, or any damages whatsoever, inducing without limitation damages for loss of use, data, or profits arising out of or in any way connected with your use of or the performance of the Site, with the delay or inability to use the Site or any related services.  The provision of or failure to provide services, or for any information, software, products, services and related graphics obtained through the Site, or otherwise arising out of the use of the Site, whether based on contract, tort, negligence, strict liability or otherwise, even if we have been advised of the possibility of damages. Since some states do not allow the exclusion of limitation of liability for consequential or incidental damages, the above limitation may not apply to you.  If you are dissatisfied with any portion of the Site of the Terms, your sole and exclusive remedy is to discontinue using the Ste.

DISCLAIMER OF WARRANTIES:

ALL CONTENT ON THIS SITE IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. OTHER THAN THOSE WARRANTIES WHICH, UNDER THE U.S. LAWS APPLICABLE TO THESE TERMS, ARE IMPLIED BY LAW AND ARE INCAPABLE OF EXCLUSION, RESTRICTION, OR MODIFICATION, WE DISCLAIM ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. NEITHER WE, NOR THE PROVIDERS, NOR ANY PERSON INVOLVED IN THE CREATION, PRODUCTION, AND DISTRIBUTION OF THIS SITE WARRANT THAT THE FUNCTIONS CONTAINED IN THIS SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SERVER THAT MAKES THE CONTENT AVAILABLE WILL BE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE CONTENT THAT YOU ACCESS ON THIS SITE IS PROVIDED SOLELY FOR YOUR CONVENIENCE AND INFORMATION ONLY. WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THIS SITE, OR AS TO THE RELIABILITY, ACCURACY OR CURRENCY OF ANY INFORMATION CONTENT, SERVICE AND/OR MERCHANDISE ACQUIRED PURSUANT TO YOUR USE OF THIS SITE.

YOU EXPRESSLY AGREE THAT USE OF THIS SITE IS AT YOUR SOLE RISK. YOU (AND NOT US) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION OF YOUR SYSTEM. YOU EXPRESSLY AGREE THAT NEITHER WE NOR ANY OF OUR RESPECTIVE EMPLOYEES, OR AGENTS, NOR ANY PERSON OR ENTITY INVOLVED IN THE CREATION, PRODUCTION AND DISTRIBUTION OF THIS SITE, IS RESPONSIBLE OR LIABLE TO ANY PERSON OR ENTITY WHATSOEVER FOR ANY LOSS, DAMAGE (WHETHER ACTUAL, CONSEQUENTIAL, PUNITIVE OR OTHERWISE), INJURY, CLAIM, LIABILITY OR OTHER CAUSE OF ANY KIND OR CHARACTER WHATSOEVER BASED UPON OR RESULTING FROM THE USE OR ATTEMPTED USE OF THIS SITE OR ANY OTHER LINKED SITE. BY WAY OF EXAMPLE, AND WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, WE AND RELATED PERSONS AND ENTITIES SHALL NOT BE RESPONSIBLE OR LIABLE FOR ANY CLAIM OR DAMAGE ARISING FROM FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION, COMPUTER VIRUS, THEFT, DESTRUCTION, UNAUTHORIZED ACCESS TO OR ALTERATION OF PERSONAL RECORDS, OR THE RELIANCE UPON OR USE OF DATA, INFORMATION, OPINIONS OR OTHER MATERIALS APPEARING ON THIS SITE. YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT WE ARE NOT LIABLE OR RESPONSIBLE FOR ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF OTHER SUBSCRIBERS OR THIRD PARTIES. SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES. IN SUCH JURISDICTIONS, OUR LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

INDEMNIFICATION

You agree to indemnify, defend, and hold harmless US and the Providers, together with their respective officers , directors , employees , affiliates , parent company, agents , licensors, and suppliers from and against all losses, expenses , damages and costs , including reasonable attorneys ‘ fees , resulting from your violation of these Terms.