We help you, by helping your customers!

By increasing the pool of qualified prospective buyers, we help you build your business and increase sales!

No more credit issues!

Currently, 35% of the population has sub-prime credit. Traditional credit is simply not an option for so many Americans. Our lease-to-own options allow almost anyone to buy your merchandise. In addition, potential buyers increase their chance of spending even more with you, while simultaneously improving their credit through our Partnership with Experian.

Partner with us!

Join us and the many other retailers that have decided to make business simpler! 

about us

Zo Financial is an Alaska-based Lease-to-Own company specializing in providing retailers with creative consumer payment options.

We are a company that values character above all else. We work hard to offer both our retailers and our consumers the best possible experience from every facet of our business. We value helping people grow to achieve greater levels of success that were previously not possible.